Saturday 28 April 2012

Choosing The Best Medical Aid Before Expanding Your Family

By Susan Renolds


A young married couple who is thinking of expanding its family should consider buying medical aid. Having a baby is expensive, and it is best to have the peace of mind knowing that these expenses are covered. In that way, the couple can focus on all the positive aspects of beginning a family.

It is better to be able to go to a private hospital as there are more options available to patients than at a state hospital. This is where health insurance comes in so handy. If there are any complications, the insurance policy will cover the costs. While many women give birth at hospitals, some choose to do this at home or at birth centers.

In some cases, women give birth on the way to the hospital. This can be quite a stressful event if there is not competent medical staff nearby to manage this process. For many women who cannot afford the insurance, having a baby is simply not an option, and they are robbed of the joy of motherhood.

Public health care is free to those who use it, however the standard of treatment is not the same as that of a private hospital. The couple will have much more say regarding the pregnancy at a private hospital. This gives the couple much more reassurances regarding having a baby.

Sometimes a birth plan changes at the last moment and being in the hands of your trusted obstetrician brings about some degree of calm. That is the benefit of spending time and getting to know and trust your doctor. Additionally, mothers who are covered with health insurance are generally entitled to a private room in the hospital.

The quality of follow-up care after the birth is equally important to the care given prior to the birth. The child and mother will need to see the doctor at strategic times in the ensuing months. This allows the doctor to see that all is well with mother and child. Having the same doctor attend to this stage of the birth will give the couple more reassurance.

The couple should add the baby to the medical aid policy right away. This will give the couple the assurances that the baby is covered in the event of any illness. Speaking to a broker or agent will give the couple all the information required to make an informed decision regarding the most suitable option.




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