Wednesday, 25 April 2012

Why Sash Windows Are A Factor In Deciding Your Home Insurance

By David Parsons


Sash windows are often an attractive feature for a home, especially with older properties. They let in more light, something that people often consider appealing when consider what properties to buy. However it is important to make sure they are secure. This article offers a basic guide to sash window security solutions and home insurance advice.

Like any other form of cover, home insurance is based on the likelihood of risk. For example if you are in an area that is more prone to flooding then you will pay a higher premium for the cover. This is also true for people who have homes that insurers deem to be less secure.

You can fit locks to this type of window as with any other type. Some people choose not to open them, particuarly if they are in an area that is hard to access. In this instance you can keep them secured permanently from the inside.

However there are ways around this. In simple terms, getting a lock or a sash bolt for your windows will make them harder to break into. If you do not open the windows you can have them permanently sealed to make them safer and your house harder to illegally enter.

Double glazing is another option. This will make it harder for someone to break in by smashing the glass. Any delay of them getting into your property will give you and your loved ones time to escape, as well as more time for the authorities to arrive.

There are a number of different options that vary in price and quality. If you worry that a lock or bolt may clash with the look of an older window you can get locks that have been designed in an old fashioned style so that they are less likely to clash. It is generally advised to ensure that whatever design you get that it is certified to local standards.

A good company should be able to inform you about sash window security solutions and home insurance advice, whether they are a security company, a window fitter or an insurer. When discussing this with insurers, ask if there are any discounts available for having security features fitted on your doors and windows. In the long term this will not only mean your home is secure but you could also save money on your insurance premiums.




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