Monday 30 January 2012

Cheap Bad Credit Mobile Phones

By Tim Griffiths


The world went mobile in the early 1980's. It seemed that everywhere there were people, there were mobile phones in their hands on the street, and it became out of the ordinary to be without one. Some of the more popular phones and calling plans can usually only be obtained through contracts with large carriers. If a person has bad credit, this present quite a problem when trying to obtain mobile phone service contracts. Bad credit mobile phones and contracts can be available to those that have bad credit.

Many people do not have good credit and it can pose a problem when trying to buy anything, and that also applies to mobile phones. There are those individuals that do not want to be under a contract, but they do allow a certain amount of calling freedom. With contract calling plans people can set limits on the initial amount of minutes they plan to use, and then are free to make calls without having to renew minutes.

In order to obtain a contract with a low credit score, choosing the right carrier becomes very important. Credit history will still play a major part in the carrier that will provide a contract, but it is a possibility. There are several of these carriers that will accept bad credit, and allow SIM only contracts.

These networks can accept bad credit scores because their approval scores are lower, and chances of getting the contract are much higher. The contract must be applied for directly. It attempts are made to go through third parties in order to get the contract, it will most likely result in rejection.

To increase chances of being accepted, pick a phone that is not the most expensive on the list. Choose a contract that is for a plan called SIM only. In order to gain acceptance, these are the best options.

A couple of the larger carriers also have plans that include phones for pay as you go if a contract is out of the question due to bad credit, or if the person simply chooses not to be under one. This service might be chosen for many reasons, but it may be the only option for many people. If it is the only option, it can be a good one for a number of reasons.

More recently, these plans have become much more popular, and so the phones available for them are more popular too. Many phones are available to choose from in various price ranges, and from different carriers. A special advantage is that everything is paid in advance.

Another advantage of this particular plan is that there will be no bill with unexpected charges during the month. Since all of the services have already been paid for, there are no surprises. The owner has complete control of usage and anything that is added to the phone.

If a contract is not in the cards, then perhaps a prepaid is the best way to go. There are advantages and disadvantages to both plans, however, it seems that having them is now almost necessary. Bad credit mobile phones are available with or without contract, and in a variety of styles.




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