Tuesday 31 January 2012

ID Theft - Think You Are Not at Risk?

By Sheila Thompson


We live in an information-oriented society. Technology permits us to do business and make transactions literally in a matter of seconds. This wealth of information has given rise to a new crime - I. D. theft.

In reality according to a 2003 release from the F. T. C, roughly 27 million Americans have fallen prey to identity thieves since 1999. Every year that number climbs higher and higher. In 2003 alone, about 10 million folk in the U. S. reported being victimised by identity bandits.

So what does that mean? Someone has stolen your ATM card "your Mastercard company can help you with that, right? Well, according to the FTC, about 60% of identity theft issues don't pertain to your current Visa card accounts. ID theft can happen as a consequence of new lines of credit being opened in your name either through mastercards or bank loans, as well as telephone/utility fraud and even employment related fraud. Because we are susceptible through so many avenues in our everyday life, we're all in peril.

What are you able to do? Where would you turn if you found yourself in this situation? Would you know where to start to clear your name? Well, now you do not have to fret about what to do as we've got the answer.

As you already know, Prepaid Legal Services, Incorporated. Is a pioneer of the legal services industry. With over 30 years of expertise in providing statutory rights protection to our members, we have now teamed with Kroll Inc, the world's largest risk consulting company.

For over 30 years, Kroll has helped companies, official agencies and individuals rein in their exposure to risk and capitalize on business opportunities. Kroll is an operating unit of Swamp Incorporated, the risk and insurance services subsidiary of Bog & McLennan Companies, Inc, the worldwide professional services firm. With offices in more than 60 cities in the US and abroad, Kroll can operate and restructure companies; scrutinize accounting practices and finance documents; gather and filter electronic proof for attorneys; recover lost or damaged data from computers

and servers; conduct detailed inquiries; screen domestic and foreign-born job candidates; protect individuals, and reinforce safety systems and techniques. During the last 3 years, Kroll has developed a novel solution for victims of identity theft. This new service is now available to Prepaid Legal members thru the ID Theft SHIELD benefit.

What does this benefit provide our members?

The Identity Theft Shield gives you quick access to the resources you need to understand your credit histories and to strike back if an identity thief threatens your monetary standing. This benefit is meant to alert you to suspicious account activity, and to revive any ensuing issues with your credit score.

1. Credit Report Thru Experian

Confirm your monetary records are correct.

Your credit standing is one of your most crucial monetary assets. It doesn't only affect your ability to get credit, it regularly dictates the interest rate at which you can borrow. It can also affect your ability to arrange insurance or to find work. Some insurance companies and possible bosses use your credit score to determine your feeling of responsibility.

Gurus recommend you review your credit score regularly. The Identity Theft Shield makes it straightforward. Members are titled

to a up-to-date credit report from Experian at no further charge.

Personal Credit History and Analysis from Experian

Know your credit report. And how it has effects on your ability to borrow.

Your credit history is derived from the information in your credit score. This score is utilized by lenders to establish your creditworthiness. The higher the number, the better your chance of being approved for the credit you need.

A comprehensive research of your Private Credit Score will be included with your Credit Score. You need to use this analysis to judge your present credit standing.

2. Continuous Credit Monitoring Through Experian

Learn of dodgy activity before your credit is ruined.

A pro burglar can presume your identity in just a few hours. However it can require ages for you to fix your credit standing. Early detection is vital to minimising the damage caused by thieves who nab you name.

With your Identity Theft Shield membership, your credit files will be monitored through Experian daily. Suspicious activity will be brought to your attention, supplying you with early detection. You'll receive prompt notice if any new accounts are opened in your name. Or if negative notations are added to your. Credit history.

Looking for information about credit repair? Stop by our site to learn more.




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