Tuesday 31 January 2012

How Can You Keep Your Credit Card Safe?

By Van Jayme


Guaranteeing that your Mastercard is safe is probably one of the first things you want to learn when you first get a credit card for yourself. Making sure you have followed the guidelines given here will help you in keeping the credit card safe from misuse to an enormous extent. Of course we have hackers who have risen above all these precautions, but we can try our best to keep some of these factors in place , so as to ensure a problem free Visa card use. As they say, it's much better to be safe instead of sorry.

One of the first things you can do when you receive your Visa card is to sign your card. As soon as you receive it, sign on the space given at the back of the card. This is but a basic precaution to ensure that no one takes it and uses it before you can sign on it.

When you visit an ATM, make sure that no one is hanging about the place or peering above your shoulder. They could easily get your PIN and then there is nothing you can do. When you're punching in your PIN ensure no can follow your finger movements and thus find out your PIN.

Always, always, take your bill with you when you leave the ATM or shred it completely before you leave it in the dustbin. You must always ensure that you leave the ATM only after the screen makes a return to original and not before you have closed the operation totally. You are certain to encounter miscreants waiting for such lapses on a consumer's part and hack into their account.

Never ever give your credit card number to any person unless you made the call. When utilize a cord-free phone when you exhibit your Mastercard number to a merchant enterprise. There are radio scanners that enable miscreants to overhear your conversation and then you have got a security breach. You may find a call straight after you give your card number asking you to repeat the number or they would even say they seem to be experiencing some problem and you need to repeat the number. All such calls are spell danger and are best evaded. Call your contact at the store immediately and verify the call.

Make sure that you get your card back following a purchase is created and always keep a list of your credit cards with their numbers and toll-free numbers to guarantee safe transactions in the event you lose your card. Check your statement when you get it. You could have been billed incorrectly. Call and alert the bank or card company immediately to avoid having to pay for something you haven't bought.

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