Food and other necessities like cleaning materials have to be bought, and the grocery bills can stack up when you are looking after a family. But there are ways that you can buy the same cart full of items and spend a lot less money. It takes a little work and a little determination.
Read the Local Circulars
Instead of taking the advertising circulars you receive directly to the recycling bin, put them aside for your next shopping trip - you'll be surprised at what you might find.
The advertising from some stores will be of no use to you. If you don't have pets, you won't need the pet store circular, so you can throw that one away. The circulars from stores that you do shop at, or that sell items you need, are the ones you need to keep. Look through them carefully for special offers and sale items that may offer you a saving.
Now get out a notepad and pen and start making a list. Making a shopping list will help keep you on par so that you don't spend your paycheck on things that you don't need. By checking through the circulars, you may find that many of the things you have to buy this week are available on special at a certain store. Leave out the things you can do without for another week, and find them on sale next week.
Coupons can be a Shopper's Best Friend
Sunday newspapers come with the gift of loads of coupons - often with bigger savings than the sales advertised in the circulars. Check for coupons at the same time as you check the circulars for savings, and combine the two. You may not think that these savings add up to much, but if you use coupons and special offers every time you shop, they can add up pretty quickly. If you save twenty dollars a week, that's over one thousand dollars you have saved that can be spent on car repairs or home maintenance.
Keep your coupons organized. You can buy coupon folders or, for the super serious coupon junkie, you may need a full size binder with a mound of plastic pockets. Another method is to use envelops. You'll need four envelops, but they don't have to be new - recycle the envelops used for junk mail.
Divide your coupons into three piles. Food, cleaning and household products and personal products like toiletries are three categories you can use. Put each pile into an envelop. In the fourth envelope, place all of the coupons that you intend to use that week. That way you won't have to search for them in the store. You should put your list in that envelope too. A little bit of preparation will help you remember the list and the coupons, and help you save your hard-earned cash.
Read the Local Circulars
Instead of taking the advertising circulars you receive directly to the recycling bin, put them aside for your next shopping trip - you'll be surprised at what you might find.
The advertising from some stores will be of no use to you. If you don't have pets, you won't need the pet store circular, so you can throw that one away. The circulars from stores that you do shop at, or that sell items you need, are the ones you need to keep. Look through them carefully for special offers and sale items that may offer you a saving.
Now get out a notepad and pen and start making a list. Making a shopping list will help keep you on par so that you don't spend your paycheck on things that you don't need. By checking through the circulars, you may find that many of the things you have to buy this week are available on special at a certain store. Leave out the things you can do without for another week, and find them on sale next week.
Coupons can be a Shopper's Best Friend
Sunday newspapers come with the gift of loads of coupons - often with bigger savings than the sales advertised in the circulars. Check for coupons at the same time as you check the circulars for savings, and combine the two. You may not think that these savings add up to much, but if you use coupons and special offers every time you shop, they can add up pretty quickly. If you save twenty dollars a week, that's over one thousand dollars you have saved that can be spent on car repairs or home maintenance.
Keep your coupons organized. You can buy coupon folders or, for the super serious coupon junkie, you may need a full size binder with a mound of plastic pockets. Another method is to use envelops. You'll need four envelops, but they don't have to be new - recycle the envelops used for junk mail.
Divide your coupons into three piles. Food, cleaning and household products and personal products like toiletries are three categories you can use. Put each pile into an envelop. In the fourth envelope, place all of the coupons that you intend to use that week. That way you won't have to search for them in the store. You should put your list in that envelope too. A little bit of preparation will help you remember the list and the coupons, and help you save your hard-earned cash.
About the Author:
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