If online accounts are something you've pondered, start your research here. These are some of the top-rated available. Just remember when you are looking at these accounts and their interest rates, they aren't necessarily worse than a physical bank that doesn't offer an online option.
Start with Ally
Ally Bank has savings account that yields 0.95 percent annually with no minimum balance required. Thus, fees are avoided. Ally's 24/7 consumer service reputation is strong, the site is easy to use. Consumers who wish to explore other savings goods can also apply for high-yield CDs and IRAs.
Best online accounts No. 2 - CIT
CIT has a $100 minimum balance, but there are no other charges for its accounts. There are also good consumer service reps accessible to the Small business administration Preferred Lender. The company provides a 0.90 percent APY on balances under $25,000 and a 1.05 percent interest above that.
American Express Personal Savings another great choice
A savings account at American Express Bank gets 0.90 percent interest with no charges or minimum requirement. The bank also offers service 24/7.
Best online savings accounts No. 4 - Discover
With 24/7 service and a .80 percent interest rate, Discover can be another great choice. There is no minimum fee for keeping it open, though a $500 check is required to open the account. There are also no monthly fees.
EverBank another great choice
APY is at 1.01 percent at the EverBank Yield Pledge Cash Industry account, and it goes up to 1.25 percent for over $50,000. There is a lot you can get from the bank's site, though you need $1,500 to get started. There are many more options available for only accounts, and some may offer better deals than these listed. If you spend a little time doing a little research you will find out that your money can sometimes work for you. You now have read about our top accounts, the only question left is, what account will you choose? Visit us and let us know what account you chose and why.
Start with Ally
Ally Bank has savings account that yields 0.95 percent annually with no minimum balance required. Thus, fees are avoided. Ally's 24/7 consumer service reputation is strong, the site is easy to use. Consumers who wish to explore other savings goods can also apply for high-yield CDs and IRAs.
Best online accounts No. 2 - CIT
CIT has a $100 minimum balance, but there are no other charges for its accounts. There are also good consumer service reps accessible to the Small business administration Preferred Lender. The company provides a 0.90 percent APY on balances under $25,000 and a 1.05 percent interest above that.
American Express Personal Savings another great choice
A savings account at American Express Bank gets 0.90 percent interest with no charges or minimum requirement. The bank also offers service 24/7.
Best online savings accounts No. 4 - Discover
With 24/7 service and a .80 percent interest rate, Discover can be another great choice. There is no minimum fee for keeping it open, though a $500 check is required to open the account. There are also no monthly fees.
EverBank another great choice
APY is at 1.01 percent at the EverBank Yield Pledge Cash Industry account, and it goes up to 1.25 percent for over $50,000. There is a lot you can get from the bank's site, though you need $1,500 to get started. There are many more options available for only accounts, and some may offer better deals than these listed. If you spend a little time doing a little research you will find out that your money can sometimes work for you. You now have read about our top accounts, the only question left is, what account will you choose? Visit us and let us know what account you chose and why.
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